ERISA is the acronym for the Employee Retirement Income Security Act of 1974. ERISA is a federal law that was enacted to protect pension and insurance benefits that belong to employees. Many companies, especially mid-sized and large corporations, set up insurance plans that are governed by ERISA. These insurance plans include health insurance, disability insurance, pension plans, and others.
When an ERISA-covered plan denies health insurance benefits, disability benefits, pension benefits, or other benefits, then the employee, participant, or beneficiary of the plan may have a wrongful denial of benefits claim. However, because the plan is governed by ERISA, there are very specific laws, rules, and procedures in place for bringing a wrongful denial of benefits claim. Employees, participants, or beneficiaries of ERISA-covered plans who have been wrongfully denied benefits should speak with an attorney experienced in ERISA litigation.
Attorney Kevin R. Martin has been litigating claims against ERISA-covered plans for over 20 years, has written on ERISA litigation, and lectured to attorneys throughout Wisconsin on ERISA litigation.